The 2021 Flood in North Rhine-Westphalia was one more sign of climate change reaching even the centrally located Germany. In total the floods created about 7,000,000,000 € in damage to properties, public infrastructure, and residents. This scale of a flood usually only occurs once in a hundred years. With climate change becoming a bigger challenge for humanity every year, floods like these will also be something we will have to get used to.
This problem made us choose the topic of “Climate Change and Floods”, where we set out to seek a problem and find a solution. We found the insuring of houses to be a big problem, that now has led the state of Germany to compensate for the damages the 2021 NRW flood has caused, as they have clearly stated to only pay for the damages of this flood. This was caused by a large part of Germany’s population not being educated well enough about the topic and hence haven’t insured themselves to be capable of bearing the costs.
To raise more awareness, we have thought of four approaches (The 4 A’s):
Our idea consists of a website, which is able to inform the user about the current risk of flood at their address and what it will be in the years to come. Therefore, data is used from Germany’s weather service to evaluate certain factors such as rainfall in the last years, location and height above sea level, water drainage systems, as well as distance to large bodies of water or rivers. We also integrate info videos and further research about the topic, as well as an insurance comparison service. The innovative aspect of this website is the compact and easy-to-understand information that is coupled with the emotional connection with your place of living, your social surrounding, and the desire to protect it.